Term insurance is a type of life insurance that provides financial cover against death for a specific duration.

In case the policyholder unfortunately passes away in this duration, their nominee gets the amount of the cover.

Thus term insurance plan secures the financial future of the policyholder’s nominee/family with an adequate life cover at an affordable rate.

NGO Leaders worry more about communities they serve and do not pay attention of money needed to take care of their family, education of children and health of all.

Sanjay Kumud Moreshwar Bapat has been observing NGOs in India since 1999 and in the world since 2001.

NGO Founders are treated as parents by communities they serve specially in rural areas, forest areas, desert areas, flood areas or slum areas in cities or NGOs which take care of senior citizens, widows, disabled citizens and addicted individuals. Plus those who work in vulnerable areas.

Corporates, Funding agencies, Philanthropists, Celebrities which help communities fund NGOs which actually work.

A hospital is infrastructure but needs doctors and people who help them.
Social hospitals need social doctors.

We call corporates as social doctors because corporates have people in their CSR or Sustainability or ESG who take care of social, health & climate issues. Infact HR is doing CSR because it takes care of employees which are part of people in the community. (We dont think only poor are community members because we have seen rich people suffer from many health issues and diabetes doesnt know whether you are economically rich or poor, same with heart attack or cancer or ebola or covid ...)

Its important for corporates, funding agencies, philanthropists, celebrities to take care of Term Insurance of the NGO leader or vulnerable staff of NGO they partner with.

We wanted to become an agent of term insurance but realised two things
1) We can be agent of 1 insurance company. So that company gets more visibility. We want to share all term insurance companies and its people who decide which term insurance company they partner with.

So we have decided that no term insurance company can have their banner on top. If anyone else sponsors it, it gives us money to sell the concept to many corporates, funding agencies, philanthropists, celebrities and NGOs. On our own we can only share the concept. But communicating with all stakeholders is key.